Townsville Seminar Thursday 1st and Friday 2nd of February 2018
9.00am to 5.00pm
Grand Chancellor Hotel Townsville
For all Farmers, Rural Small Businesses and Home owners
Speakers Senator Fraser Anning, Don Bundesen, Leon Ashby (Chairman),
Andy McLaughlin, Stewart Jensen and one or two more speakers sharing their stories.
This Townsville Seminar is a follow up to the previous Seminar held on Wednesday the 13th of December 2017,
The above speakers want to support, and assist farmers, small business owners & residential owners with their complaints against Banks, Lenders, Advisers, Solicitors, Valuers, Agents and Receivers to help prepare their submissions and position paper so they can be submitted to the Banking Royal Commission.
- A print out of the Seminars notes will be available on the Friday.
Thursday 1st Feb. from 9 am onwards (appointments preferred)
A workshop on how to prepare your submission (for those wanting to be walked through the process)
- Getting your argument together in a minimal summary (1 – 4 pages)
- copies of documents to support your case – which ones & why
- Position paper – what it is & how to do it
- What not to do
- bookings , – e-mail Leon Ashby, (advisor to Senator Fraser Anning) Leon.N.Ashby@aph.gov.au , 0435423636, or Andy McLaughlin Senior Rural Consultant & Mediator firstname.lastname@example.org
Friday 2nd Feb, 9 am to 5 pm
Senator Fraser Anning, Welcoming guests and speakers
Opening address by the Chairman Leon Ashby
- Craig Caulfield’s story
- What has been learnt about banks so far
- The outcome of the Senate Inquiry into Rural banking
Mr Don Bundesen: lawyer options, opportunities with the Royal Commission
Morning tea 20 minute break
Senator Fraser Anning – government assistance and grants to keep you trading
Andy McLaughlin negotiating with your bank
Lunch 45 minutes
Stewart Jensen /credit liberation – Legal avenues for dire situations
Andy McLaughlin and Leon Ashby – preparing your submission
- Key points to get commission to understand your case easily
- Understanding when and why a bank will not meet with you
Open forum and questions
Afternoon tea 20 minutes
People who can help you – lawyers, consultants, advisors and others
Summary of day and final questions
It is important that farmers and small business people promote and attend this seminar and encourage those who have been affected by their banks actions come forward. All complaints will be restricted and kept confidential if necessary. Many guests and speakers will arrive on Wednesday the 31st 2018 if you wish to catch up before the seminar. Please make a booking for accommodation at the Grand Chancellor hotel asap. Car Parks are allocated to booked rooms. We look forward to meeting you. We hope you will attend to learn what you can do to achieve the best possible results for you and your family.
Senior, Rural Consultant, Mediator and Seminar Organiser.
Rod has achieved more to restructure the illicit banking industry in his short tenure as a senator for Western Australia than most other politicians have in a lifetime. The banks have targeted him with the aid of the political parties and sections of the judiciary. The moves made by Rodney, such as getting the High Court of Australia to admit its rules were faulty by reinstating process under the Queen and the latest manoeuvre to summons Senate President Stephen Parry and Attorney General Brandis to the High Court will force it to determine if only the senate can remove one of its members, as stated in the Commonwealth Constitution of Australia.
Please dig deep to help Rodney, he is fighting for you, your family and your property. Rod described the banks yesterday as the “biggest asset strippers in our history.” Unfortunately making a deposit into a bank account is at present the only method of getting funds to help with court costs.
Maitland Lawyers Trust Account:
From the Cairns News team across Australia, thank you.
Evidence given at NSW Parliamentary Inquiry Into Banking
ANZ Bank features prominently in unlawful foreclosures. The largest non-institutional shareholder in ANZ is Queen Elizabeth of England!
Biggest bank heist by the banks in the history of rural Australia
ABC Rural Feb 17, 2016
Farmers whose properties were foreclosed on by the ANZ bank since 2010 have made explosive claims about the devastation suffered by those who were accused of defaulting.
Two have given evidence at a parliamentary inquiry hearing, in Sydney, into the banking industry’s practice involving loans.
Rod Culleton, of Williams in Western Australia, and Margaret Menzel, Townsville, representing sugar cane farmers, gave evidence.
Mr Culleton was a cereal and sheep farmer until he lost the farm in 2013 and has been fighting the ANZ in the courts and in the media ever since.
He said ANZ had admitted to overcharging in fees incurred during the transition [from Landmark to ANZ] and “is giving a lot of that back”.
In answers to the committee, Mr Culleton said he, and others in positions of default to ANZ, were “held at gunpoint” after receivers were sent in.
“That’s reality,” Mr Culleton said.
“Ten [police] came to my place that day [the receivers came in 2013].
“At Bruce Dixon’s it was caught on TV. There were four police with their pistols on us and there were SWAT teams up in the bush, and we were held at gunpoint that day, quite horrific really.
“We went there to support Bruce Dixon,” Mr Culleton said.
He also claimed another defaulter with ANZ was “victimised that much by receivers and police … tipped 15 litres of petrol over his head and set himself on fire”.
According to Mr Culleton he was in a coma for six months.
During the hearing, Mr Culleton asked Brett Fallon of the Whitsunday region to stand to demonstrate his maimed and burnt hands, after his self-immolation.
He submitted the story of Mr Fallon to the inquiry, describing him as a Queensland cane and cattle farmer who had a Landmark loan of $3.5 million and ANZ demanded it be repaid in 2010.
“Over the next three years Brett Fallon sold assets and all the proceeds [$3.7 million] were paid to the ANZ.”
“Mr Fallon then attended the Ingham branch of the ANZ in May 2013 and was told his outstanding loan was $4 million, and his cattle and crops belonged to [someone else, name withheld].”
Mr Fallon claimed outside the hearing that a lot of people could not attend because they had taken their own lives.
He echoed calls for a Royal Commission into banking practice and the establishment of a nationalised Rural Development Bank, to give a break to farmers who had seen their land devalued.
ANZ’s takeover of Landmark’s loan book
When ANZ took over Landmark’s loan book in 2010, from the scandal-ridden Australian Wheat Board, Mr Culleton said he received a series of emails outlining the transition.
Reading from the emails he said, “‘Landmark and ANZ will be working together to keep you informed of any changes'”.
“‘You aren’t required to do anything, and until 2010 your accounts and cheque book will work the same way as they always have.
“‘If you have any questions please speak to your rural financial manager,'” Mr Culleton quoted from the email.
But he said there was no local manager in Bunbury and he could never speak to anyone on the phone to discuss the new ANZ bank terms.
Mr Culleton claimed he would have been able to repay the loan, but did not want to bank with ANZ.
“I never signed over to ANZ Bank,” he said.
“They created new bank accounts calling me a customer, and then they defaulted me on accounts that were foreign to my company and companies.”
He explained in submissions that he wanted to have the freedom to move loans, but felt he was prevented from doing so.
“I have the right to go elsewhere,” he said.
“We’re not on some conspiracy theory, we’re telling the truth,” Mr Culleton told the hearing.
ANZ and Commonwealth Bank of Australia are expected to give evidence in April, delaying a report which was due in March 2016.
We will face the crisis with aggression and unity – KAP
Charters Towers Debt Summit August 31, 2015
With less than a week until the Charters Towers Rural Crisis Summit, Member for Dalrymple Shane Knuth said he has felt a groundswell of interest.
” Since we announced that a summit would be taking place I have been fielding calls from graziers and small business owners in drought effected areas all over the state,” Mr Knuth said
“The amount of people who are getting involved in this is encouraging, the rural crisis really is the issue of our time.
Mr Knuth who will be chairman on the day with KAP member for Mount Isa Rob Katter said while the speakers at the summit will help bring context, it is a priority locals are given the opportunity to speak.
“The summit is important but the action that follows after is essential,” Mr Knuth said.
“The resolutions devised and agreed upon at the summit will form a blue print for action in rural Queensland.”
Member for Mt Isa Rob Katter who held a similar summit in Winton last year said the rural crisis committee which has since become the backbone for rural advocacy in the area.
“Less than a year on the committee has been instrumental in applying strong pressures to the government in face to face meetings, but we aren’t done yet,” Mr Katter said.
“There needs to be a stronger and more direct connection with between the cattle producers, business owners and the policy makers, we are trying to facilitate this.”
KAP Federal member for Kennedy Bob Katter who will also be part of the day has widely encouraged people from all walks of life to join to help find a solution.
Mr Katter said the current high price of cattle due to the lack of stock available isn’t a consolation for struggling farmers because they themselves have no cattle to sell.
“There are answers here, and we have got to go to those answers with aggression and unity,” he said.
“Wandering around blaming political parties quite frankly isn’t going to get us anywhere, there is a big system of power there and we must assail it on the political front, the economic front and through social media.”
Mr Katter drew reference to the story of Charlie Phillott (speaking at the summit) who’s story written by David Pascoe, went viral and became the most shared post in Australian History.
“The people of Australia are behind us, but we have got to know clearly what we want,” Mr Katter said.
“We must fight for survival.”
Final Agenda Charters Towers Rural Crisis Summit
Chaired by Shane Knuth and Robbie Katter
9:50 – Take your seats for the morning
10:00- Opening Address and Welcome Shane Knuth MP Member for Dalrymple
10:10- Andrew Jensen chairman Charter Towers Rural Crisis Committee, Committee work and goals for the day/ House keeping
10:15- Charlie Phillott face of the crisis/ Winton
10:20 – Bill Byrne MP, Minister for Agriculture Queensland Government
10.35 – Open Questions to Minister Byrne
10:50 – MORNING TEA
11.30 – Brian Egan, Aussie Helpers
11.40 – Cate Stuart, Formerly of Mount Morris Station
12:00 – Ben Rees, Australian Agriculture, the Real Story 12:15 – Dr Mark McGovern, Summing Up
12:45 – Committee Resolutions/ Other resolutions
1:30 – Bob Katter Federal Member of Kennedy, Closing address
For more information on the day please call: 0466-7 11-527
This weekend the G20 <http://www.examiner.com/topic/g20> nations will convene in Brisbane, Australia to conclude a week of Asian festivities that began in Beijing for the developed countries and major economies. And on Sunday, the biggest deal of the week will be made as the G20 will formally announce new banking rules that are expected to send shock waves to anyone holding a checking <http://www.examiner.com/topic/checking> , savings <http://www.examiner.com/topic/savings> , or money market account in a financial institution.
On Nov. 16, the G20 will implement a new policy that makes bank deposits on par with paper investments, subjecting account holders to declines that one might experience from holding a stock or other security when the next financial banking crisis occurs. Additionally, all member nations of the G20 will immediately submit and pass legislation that will fulfill this program, creating a new paradigm where banks <http://www.examiner.com/topic/banks> no longer recognize your deposits as money, but as liabilities and securitized capital owned and controlled by the bank or institution.
In essence, the Cyprus template <http://www.forbes.com/sites/nathanlewis/2013/05/03/the-cyprus-bank-bail-in-is-another-crony-bankster-scam/> of 2011 will be fully implemented in every major economy, and place bank depositors as the primary instrument of the next bailouts when the next crisis occurs.
On Sunday in Brisbane the G20 will announce that bank deposits are just part of commercial banks’ capital structure, and also that they are far from the most senior portion of that structure. With deposits then subjected to a decline in nominal value following a bank failure, it is self-evident that a bank deposit is no longer money in the way a banknote is. If a banknote cannot be subjected to a decline in nominal value, we need to ask whether banknotes can act as a superior store of value than bank deposits? If that is the case, will some investors prefer banknotes to bank deposits as a form of savings? Such a change in preference is known as a “bank run.”
Each country will introduce its own legislation to effect the ‘ bail-in’ agreed by the G20 this coming weekend.
Large deposits at banks are no longer money, as this legislation will formally push them down through the capital structure to a position of material capital risk in any “failing” institution. In our last financial crisis, deposits were de facto guaranteed by the state, but from November 16th holders of large-scale deposits will be, both de facto and de jure, just another creditor squabbling over their share of the assets of a failed bank. – Zerohedge <http://www.zerohedge.com/news/2014-11-12/russell-napier-declares-november-16-2014-day-money-dies>
For most Americans with savings or checking accounts in federally insured banks, normal FDIC rules <http://www.bankrate.com/finance/savings/fdic-insures-bank-deposits-to-250-000-1.aspx> on deposit insurance are still in play, but anyone with over $250,000 in any one account, or held offshore, will have their money automatically subject to bankruptcy dispursements from the courts based on a much lower rank of priority, and a much lower percentage of return.
This also includes business accounts, money market accounts, and any depository investments such as a certificate of deposit (CD).
What makes this sudden push to securitize cash held as bank deposits is the pending question of whether the central banks or sovereign governments know that a crisis is forthcoming, especially in light of Europe’s rapid decline into recession, and Japan’s need to monetize their entire budget through central bank easing?
Just as people thought the ownership of gold and silver was inviolate prior to 1933 when the government ordered it confiscated <http://en.wikipedia.org/wiki/Executive_Order_6102> to bailout the banks and Federal Reserve during the Great Depression, we are all now faced with the realization that the money we thought was our own, and protected in our checking and savings accounts no longer is. And after Sunday at the G20 meeting, the risks of holding any cash in a bank or financial institution will have to be weighed as heavily and with as much determination of risk as if you were holding a stock or municipal bond, which could decline in an instant should the financial environment bring a crisis even remotely similar to that of 2008.
Please join this campaign to stop the banks from stripping our personal assets including our homes!