Evidence given at NSW Parliamentary Inquiry Into Banking
ANZ Bank features prominently in unlawful foreclosures. The largest non-institutional shareholder in ANZ is Queen Elizabeth of England!
Biggest bank heist by the banks in the history of rural Australia
ABC Rural Feb 17, 2016
Farmers whose properties were foreclosed on by the ANZ bank since 2010 have made explosive claims about the devastation suffered by those who were accused of defaulting.
Two have given evidence at a parliamentary inquiry hearing, in Sydney, into the banking industry’s practice involving loans.
Rod Culleton, of Williams in Western Australia, and Margaret Menzel, Townsville, representing sugar cane farmers, gave evidence.
Mr Culleton was a cereal and sheep farmer until he lost the farm in 2013 and has been fighting the ANZ in the courts and in the media ever since.
He said ANZ had admitted to overcharging in fees incurred during the transition [from Landmark to ANZ] and “is giving a lot of that back”.
In answers to the committee, Mr Culleton said he, and others in positions of default to ANZ, were “held at gunpoint” after receivers were sent in.
“That’s reality,” Mr Culleton said.


“Ten [police] came to my place that day [the receivers came in 2013].
“At Bruce Dixon’s it was caught on TV. There were four police with their pistols on us and there were SWAT teams up in the bush, and we were held at gunpoint that day, quite horrific really.
Bruce Dixon

“We went there to support Bruce Dixon,” Mr Culleton said.
He also claimed another defaulter with ANZ was “victimised that much by receivers and police … tipped 15 litres of petrol over his head and set himself on fire”.
According to Mr Culleton he was in a coma for six months.
During the hearing, Mr Culleton asked Brett Fallon of the Whitsunday region to stand to demonstrate his maimed and burnt hands, after his self-immolation.
He submitted the story of Mr Fallon to the inquiry, describing him as a Queensland cane and cattle farmer who had a Landmark loan of $3.5 million and ANZ demanded it be repaid in 2010.
“Over the next three years Brett Fallon sold assets and all the proceeds [$3.7 million] were paid to the ANZ.”
“Mr Fallon then attended the Ingham branch of the ANZ in May 2013 and was told his outstanding loan was $4 million, and his cattle and crops belonged to [someone else, name withheld].”
Mr Fallon claimed outside the hearing that a lot of people could not attend because they had taken their own lives.
He echoed calls for a Royal Commission into banking practice and the establishment of a nationalised Rural Development Bank, to give a break to farmers who had seen their land devalued.
ANZ’s takeover of Landmark’s loan book

When ANZ took over Landmark’s loan book in 2010, from the scandal-ridden Australian Wheat Board, Mr Culleton said he received a series of emails outlining the transition.
Reading from the emails he said, “‘Landmark and ANZ will be working together to keep you informed of any changes'”.
“‘You aren’t required to do anything, and until 2010 your accounts and cheque book will work the same way as they always have.
“‘If you have any questions please speak to your rural financial manager,'” Mr Culleton quoted from the email.
But he said there was no local manager in Bunbury and he could never speak to anyone on the phone to discuss the new ANZ bank terms.
Mr Culleton claimed he would have been able to repay the loan, but did not want to bank with ANZ.
“I never signed over to ANZ Bank,” he said.
“They created new bank accounts calling me a customer, and then they defaulted me on accounts that were foreign to my company and companies.”
He explained in submissions that he wanted to have the freedom to move loans, but felt he was prevented from doing so.
“I have the right to go elsewhere,” he said.
“We’re not on some conspiracy theory, we’re telling the truth,” Mr Culleton told the hearing.
ANZ and Commonwealth Bank of Australia are expected to give evidence in April, delaying a report which was due in March 2016.


You can only kill off the killers when circumstances degrade to this unlawful degree.
You can never win a case in an unlawful Admiralty Court, the courts of corporate shipping of the British high seas.
In Australia, we are Constitutionally under Common Law and Common Law Courts, but they no longer exist under the Australian Government Corporation Coup D eTat of about 1913, and redone by Gough Whitlam.
But the Constitution has now run out of it’s authority as it is over 99 years old and must be rewritten.
So Australian law, as it stands lawfully, since we are still a Constitutional Monarchy (without a lawfully installed Monarch) is as it was at Federation, 1/1/1901, and until Queen Victoria died just 22 days later, and is under Common Law, not Admiralty Law.
All subsequent governments have pretended to be governments and have operated absolutely unlawfully, and are to be ignored in every detail. They function over you in your ignorance, and claim authority by confusing you into believing they are in charge, and causing you to submit to their fake authorities.
Possession is nine tenths of the law, and your presence on your property is lawful inder Royal Assent Law, which is above all other law systems.
Do not allow them to evict you or change any locks on your property.
You have the right to defend your property, and remove all non-permissioned intruders, including fake posing police officers who are just corporate employees, not government officers, dead or alive.
The whole of government of Australia is registered as corporations in the now defunct/bankrupted by Pres. Trump, District of Columbia, Washington DC/US(not USA) City State, and IS NOT OUR GOVERNMENT.
Consequently, they took over our lawful system and imposed the Admiralty Law of the High Seas, which makes the judge to be the boss of your circumstances, and who will always rule in favour of the’dead’ corporation, and against the live mankind, who is you.
Your debts have already been taken out of your ‘birth certificate corporation’ investment that the ‘government corporation’ made at your birth, in your name, but written in CAPITOL LETTERS, and is worth millions to billions now as it was traded over and over on the stock exchange. It is called your Strawman Account, and is not the alive mankind, but just your ‘dead name’. So your name on paper, in Capitals and Small Letters IS NOT THE CORPORATION IN YOUR NAME, in letters, in summons, or public orders, and you refuse to touch that paperwork with your DNA that is addressed in CAPITOL LETTERS, and under their own laws and system, they cannot touch you, but will bluff and attempt to scare you into submission.
Return their mail without touching it with your skin, and explain in writing on it that it is addressed to a corporation that does not reside at your address.
Or take it to your courthouse and drop it into their paper tray with gloves on, with a suggestion written on it to resend it to the American District of Columbia, Washington DC/US registration address.
DO THIS TO ALL DEFAULT NOTICES.
The banks know that there are Chinese interests lining up to invest. So have no qualms about repossessing these lucrative farms.
Enough is enough… Help our farmers. The banks are holding people to ransom… The banks need to be accountable for this despicable behavior….. Arseholes. Corporate greed at every level…. Well when the banks have foreclosed on every Australian farm and they are sold off to foreign investors, I hope the bankers starve. I know who I will be helping…..
These nanks and CEO’s aught to droop their heads in shame. What terrible treatment of those we rely upon to feed us.
[…] Originally posted to http://www.cairnsnews.org Source: PERTH SWAT team snipers and 10 police with pistols drawn evict farmer at request of ANZ Bank […]