Look at what happens when cash is replaced by digital currency, being developed by the Reserve Bank right now

About Editor, cairnsnews

One of the few patriots left who understands the system and how it has been totally subverted under every citizen's nose. If we can help to turn it around we will, otherwise our children will have nothing. Our investigations show there is no 'government' of the people for the people of Australia. The removal of the Crown from Australian Parliaments, followed by the incorporation of Parliaments aided by the Australia Act 1987 has left us with corporate government with policies not laws, that apply only to members of political parties and the public service. There is no law, other than the Common Law. This fact will be borne out in the near future as numerous legal challenges in place now, come to a head soon.

Posted on October 6, 2022, in ABC, age pension, Agenda 2030, Anthony Albanese, Australian Bankers Association, australian Labor Party, Banking Royal Commission, Banks, big brother, Cashless Society, Corporate Government, Liberal National Party, United Nations and tagged . Bookmark the permalink. 51 Comments.

  1. Robbie Katter and Robbie Barwick discuss why Australia needs the Commonwealth Postal Savings Bank, which is the name of the bill that Bob Katter Sr. is preparing to introduce into federal Parliament. Robbie Katter vividly describes the economic conditions on the ground in his vast Western Queensland electorate that is crying out for the public investment that a government post office bank could provide.

    Watch video here:
    youtube.com/watch?v=GoFtAiWKbW0

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  2. In an explosive submission to the October 2022 Senate inquiry on the CSLR, Peter Johnston, Executive Director of the Association of Independently Owned Financial Professionals (AIOFP), representing independent financial planners not employed by the big banks, revealed banks have donated $13,125,791 to the Liberal/National Coalition, and $9,499,008 to the Australian Labor Party, over the past 10 years.

    At the end of this month the Albanese government intends to push through Parliament the Financial Accountability Regime Bill 2022 (FAR).

    The most important aspect of this bill is that in January 2020 the Commonwealth Treasury recommended it should include civil penalties for financial executives who do not take reasonable steps to ensure their business doesn’t rip off consumers.

    Bank and other financial executives already incur criminal and civil penalties if they are caught deliberately committing, or ordering their staff to commit wrongdoing.

    If, however, the executives don’t specifically order the wrongdoing, but look the other way while wrongdoing occurs on their watch, they don’t incur any penalties.

    For example, the bank executives exposed at the banking royal commission who looked the other way and ignored complaints while their banks charged fees for no service and to dead people, did not incur any penalties.

    It was the notoriety of these examples from the banking royal commission that led Treasury to say the FAR should include civil penalties for accountable executives, namely hefty personal fines of either 5,000 penalty units ($1.05 million) or three times the value of the benefit derived or detriment avoided, whichever is the greater.

    Coming from Treasury, this recommendation was really something, as Treasury is notoriously close to the banks, with a revolving door of executives regularly moving between the Treasury and high-paying bank roles.

    The fact that Treasury made the recommendation was an acknowledgement of the political reality in the wake of the royal commission that something had to change.

    But then COVID-19 hit, and the bank lobbyists got to work using the COVID chaos to get Treasurer Josh Frydenberg to water down and even abandon many of the recommended reforms coming from the royal commission, including civil penalties for bankers and other financial executives.

    Frydenberg and PM Scott Morrison obliged the banks and dropped civil penalties from the draft bill, but then lost the election before they could pass it.

    It’s now up to Labor to follow through on ensuring the royal commission leads to serious reform, but are they? The $9.5 million answer is “no”.

    Albanese, Chalmers and Jones have picked up the baton from Morrison and Frydenberg to give the banks what they want, or in this case protect the bankers from what they don’t want—personal accountability.

    Jones is keeping civil penalties for executives out of the bill, but is shamelessly lying about it!

    A dishonest puff piece in the 28 October Guardian by Paul Karp claimed: “The Labor government will push ahead with a new compensation scheme for victims of financial misconduct, refusing to water down civil penalties for the finance sector….

    “[Stephen] Jones said there would be ‘no changes’ to the financial accountability regime. ‘We’re not taking [civil penalties out]—it’s locked and loaded legislation that is before the parliament.’”

    Except that’s a lie! The compensation scheme excludes 95 per cent of victims, and civil penalties for individual executives have been taken out; only civil penalties for organisations remain (meaning in practice that, as usual, the shareholders will pay fines but the executives responsible will avoid personal accountability).

    This is unacceptable! The Australian people must demand Labor stand up to the banks and hold bankers accountable for their scams by including civil penalties in the FAR bill.

    What you can do?

    Call or email Labor MPs and Senators to demand they follow Treasury’s recommendations to include civil penalties in the Financial Accountability Regime Bill 2022.

    Source: citizensparty.org.au/media-releases/what-do-bankers-get-226-million-liberal-and-labor-protection-accountability

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  3. PROTOCOL No. 20

    WE CAUSE DEPRESSIONS

    20. Economic crises have been producer by us for the GOYIM by no other means than the withdrawal of money from circulation. Huge capitals have stagnated, withdrawing money from States, which were constantly obliged to apply to those same stagnant capitals for loans. These loans burdened the finances of the State with the payment of interest and made them the bond slaves of these capitals …. The concentration of industry in the hands of capitalists out of the hands of small masters has drained away all the juices of the peoples and with them also the States …. (Now we know the purpose of the Federal Reserve Bank Corporation!!).

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  4. Jew Banks are all one –

    THE FULFILLMENT OF THE PROPHECIES

    “6). ‘Liberalism’ is one of the chief instruments of Jewish power. Through preaching this doctrine and getting into the machinery of Liberal parties, Jews have exploited for their own ends the generous instincts of all the peoples who have received them into their communities. Jews have preached ‘democracy,’ and through getting their dupes to believe it, have succeeded in rivetting on their necks the chain of Shylocracy, the rule of the Crowned Usurer, Shylock Rothschild, who was admitted to England’s Parliament by ‘Liberal’ statesmen, and now rules the world. Jew banks appear to be many, but in reality there is only one. Reduced to impotence the nations bow before the Law not of Moses, even, but of the Jews’ Bank ‘always united and always devoted to our (Jewish) cause’.”

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  5. Well just as I was about to acquire a Nicaraguan gold hedge, the stock collapses. What caused this? was the obvious response.

    Turns out, that Biden decides to implement sanctions on Daniel Ortega: focusing on the gold mining sector. Local miners crashing.

    This is a very interesting development, especially, when taking into consideration the ongoing collapse of the dollar. Plenty of questions arising?

    The US treasury issued the following statement.

    “By designating DGM (Directorate General of Mines), [the US] Treasury aims to cut off the Ortega-Murillo regime from its ability to use gold proceeds to oppress the Nicaraguan people.’’

    Meaning, that Ortega won’t sell out his country’s gold to the Washington cartels [gold is Nicaragua’s main export].

    Ortega was apparently forming strategic partnerships with Russia [joining the multipolar network, or something?]. Interestingly, Nicaragua uses Sputnik News as its main news supplier: Ortega has also banned CNN [this shows Nicaragua’s current position]. America may also be concerned about a new Cuba missile crisis?

    As the dollar is in panic mode, this may well be another dollar attack on its main competitor: gold. Or political concerns about Ortega’s developing ties with Russia. Certainly more going on than meets the eye.

    Washington could also be in the process of trying to secure its own gold security in anticipation of the dollar’s future demise? Or simply panicking about the Ortega-Putin ties. Time will tell.

    Like

  6. Blisskitt… Well anyone that banks with them should close their account.. it may send a message..

    Like

  7. Editor
    I got forwarded this, CBA carbon tracking. Some people may already be aware but thought it was worth posting to spread the word.

    “In an Australian banking first, retail CommBank customers will be able to view their personalised carbon footprint within the CommBank app from early August.

    The rollout to all CommBank retail customers follows a pilot launched in October 2021, which allowed over 250,000 customers to view their carbon footprint, with close to a third of those who participated taking further steps to learn more about their carbon footprint.

    The technology, developed in partnership with sustainability Fintech startup Cogo, will allow the bank’s retail customers to view their monthly carbon footprint with a comparison to the national average. Further, customers will be able to see a breakdown of their carbon emissions data grouped into everyday spending categories like Utilities, Transportation, Shopping, and other transaction segments. Customers will also have the option to select actions to help manage their environmental footprint. ”

    Also

    “About Cogo

    Cogo is an impact-led fintech whose carbon tracking API and consumer App enables users and businesses world-wide to measure, reduce and compensate for their impact on people and planet.”

    To find out more about CommBank’s partnership with CoGo, visit commbank.com.au/cogo. From that page read the following

    “Carbon footprints are calculated by comparing some of your personal CommBank debit card, credit card and BPAY transactions against industry data. Purchases made by cash or from business accounts or other platforms (e.g. Afterpay, PayPal), even if ultimately paid off through a personal CommBank product, will not be included in your carbon footprint calculations.

    To offset your carbon footprint, you will be redirected to the Cogo website to make a payment. Your payment will be for the surrender of Australian Carbon Credit Units (ACCUs). You will be offered the ability to choose how much of your carbon footprint you would like to offset.

    When offsetting your carbon footprint via CommBank and Cogo, ACCUs are not transferred to you, they are surrendered on your behalf. This means that the ACCU is removed from the national register and cannot be used by anyone else to offset a carbon footprint or be traded.

    Cogo is not a charity and payments made to Cogo do not inherit the tax-benefits associated to charity contributions.

    CommBank does not receive a commission or any other income when you purchase the surrender of an ACCU.

    All carbon offset payments are between you and Cogo, and CommBank cannot assist you with the transaction. If you have any questions or issues, please refer them directly to Cogo.”

    https://www.commbank.com.au/articles/newsroom/2022/07/CBA-customers-to-view-carbon-footprint.html

    Like

  8. Naturally, the redirection of global capital to the dollar, as a means of propping up its inevitable collapse, will temporarily raise the value of the greenback. But the fact remains, that around 75% of dollars exist outside of America’s borders: mostly as FX reserves.

    As most countries, and especially developing nations like Śrī Lanka, hold their national debt priced in dollars. Any rise in the dollar, which is presently underway, will of course, devalue the local currencies. If the developing nations then return their FX dollars to service their debts, this will cause the dollar to rise further, and so on. This predictable procedure will exacerbate the collapse of the developing nations FX reserves and destroy their local currencies.

    If possible, the emerging nations should be buying their own currencies, which by all rights, would increase their value, whilst lowering the value of the dollar. This would bring many economies into a closer currency parity. But of course, there would then be no cheap goods, and Mr. Global won’t like that.

    So the dollar will continue to rise [prior to its impending collapse], and the local currencies will continue to devalue, as is now happening with the British Pound and Euro. One by one, the lower tier countries will go bankrupt, then the remaining dollar owners will go on a buying spree.

    Like

  9. What led Sri Lanka to go bankrupt? | Highlights from Talk It Out
    6,717 views Jun 22, 2022

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  10. You did actually make a final purchase when you closed your account: – you bought yourself freedom of speech.

    Digital money is data, paper money is credit [IOU’s], gold is real money.

    Like

  11. CATACLYSMIC DUCK

    Cheers Jen re collectables.

    Like

  12. Paypals current CEO is Dan Schulman, whose background is none other than Jewish.

    Typical J. communists.

    Like

  13. DJ – I had it as a option for a few years but rarely used it, preferring my own banks. Its no great loss to me at all… but hope I sent them a message, as many others are doing right now.

    Like

  14. Hi Jen, Well better late than never! Personally, I never understood peoples’ trend-following ‘flocking’ to it. As with Fakebook/social media etc – all of them disguised tracking/privacy invasive tools. Have always been of the mindset that the lower you fly under the radar the better!

    Like

  15. Dr – I just closed my paypal account… they can go jump.

    Like

  16. Dr – That is what will also happen when money goes digital.. we will be at their mercy – we will be told what we can buy and what we can’t buy and if we are naughty accounts will be blocked.. !! Start using cash all the time… I will be deleting my paypal account.

    Like

  17. After this document came to people’s attention, PayPal deleted it from their website. This example was saved prior to the deletion.

    The terms say, they will fine their customers for every piece of ‘misinformation’ that they spread.

    So for example: if someone said that ‘Covid is fake’ and the ‘vaxx is deadly,’ that would be $5000.

    This is the first time a major bank has threatened to fine its depositers for their personal behaviour. What next? $2500 taken from your account for dropping litter?

    Like

  18. The Rule of Power
    October 11, 2022

    https://www.paulcraigroberts.org/2022/10/11/the-rule-of-power/

    The Rule of Power

    Paul Craig Roberts

    Last week PayPal, an online service for making and receiving payments, announced that at PayPal’s “sole discretion” $2,500 would be seized from accounts of those PayPal decided were guilty of spreading misinformation. “Misinformation” is whatever some speech control office at PayPal doesn’t like or dissent from official narratives. In other words, PayPal announced a policy of thought control as described in George Orwell’s 1984……………..”

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  19. Wise choice Jen.

    As usual, this will be a precedent for other financial services to replicate.

    Like

  20. Dr – Thank goodness I don’t use them…. thanks for the tip tho

    Like

  21. Try again.

    Like

  22. Just tried posting a link about PayPal’s new user clause. Won’t go through?

    PayPal will now deduct/steal $2500 from people’s accounts if they are found to speak Politically Incorrect.

    Like

  23. CDuck.. Not Lithium… nothing at all on paper, that goes for gold etc too. It must be physical and in my possession…! they can confiscate physical gold and precious metals, but not collectables… remember that.

    Like

  24. CDuck .. Thanks. I got roped in for awhile there with using the card more than I ever used it.. but no more. Cash is non traceable, and that’s the way I like it too – its none of their business what I do with it. I also plan to check out some collectable coins in the near future.

    Like

  25. CATACLYSMIC DUCK

    Jen, I also always use cash in preference to plastic.

    The local bakery and grocery stores don’t mind breaking a hundred.

    They appreciate cash, I don’t need a receipt and they’re awake, we have conversations like on CN 😀

    The change and tips are appreciated when I have a coffee Mon to Fri.

    The only flak I receive, is from the bank teller wanting to know what the money is to be used for, when I withdraw a monthly amount.

    I tell them it’s less than 10 grand, private reasons and none of their business, but you can write personal on your copy of the receipt.

    Prices of gold, silver and platinum are near 12 month highs and heading up since mid Sept.

    The gamble is when to buy Jen.

    https://www.gold-price.com.au

    Like

  26. “You will own nothing & you will be happy”…
    “WE will own everything & we will be miserable”..
    Klaus Schwabwitz..

    Like

  27. Should be stopped immedistely.Look at Optus hack! ________________________________

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  28. Haha jo, Good one.

    Like

  29. DJ, after Elon was effed off for his idea on how to stop the Ukrainian war Musk has moved on and “reckons that conflict over Taiwan is inevitable” – eventually interfering with his Shanghai plant and its production of inferior electrical money burners on 4 wheels.

    Oh this caring oligarchs! What would mankind do without them?
    In the meantime (according to Babylonbee) Tesla has found a new way of kosher money spinning without any own efforts or funding from corrupt governments. So no need for Musk to use ATM’s DJ, because money will be thrown at him!
    https://babylonbee.com/news/elon-musks-robot-quickly-fathers-7-new-baby-robots

    Like

  30. CATACLYSMIC DUCK

    Hi pcwwp, I’m not sure if I’ve previously linked this draft statement for the International Trade Union Confederation’s, 5th World Congress in Melbourne on 17 – 22 Nov.

    You might find it interesting.

    Union gofers will force UN and Corporate agendas onto the numbers, through ‘a new social contract.’

    Click to access 5coe5_a_-_draft_congress_statement_a_new_social_contract.pdf

    Like

  31. CATACLYSMIC DUCK

    For a moment I though this was Australia.

    ‘Austria, a country of 8.9 million, showed massive support for the right to pay with cash, demonstrating the growing movement against digital currencies that have been promoted by central banks and institutions such as the World Economic Forum (WEF).
    The deadline for the submission of petitions regarding proposals for seven national referendums was Monday. The right to cash payments received the most support of seven petitions, with 530,938 signatories.’

    https://www.naturalnews.com/2022-10-06-austrians-reject-digital-currencies-demand-cash-payments.html#

    Like

  32. CATACLYSMIC DUCK

    Jen, I also always use cash in preference to plastic.

    The local bakery and grocery stores don’t mind breaking a hundred.

    They appreciate cash, I don’t need a receipt and they’re awake, we have conversations like on CN 😀

    The change and tips are appreciated when I have a coffee Mon to Fri.

    The only flak I receive, is from the bank teller wanting to know what the money is to be used for, when I withdraw a monthly amount.

    I tell them it’s less than 10 grand, private reasons and none of their business, but you can write personal on your copy of the receipt.

    Prices of gold, silver and platinum are near 12 month highs and heading up since mid Sept.

    The gamble is when to buy Jen.

    https://www.gold-price.com.au

    https://commodity.com/precious-metals/lithium/trading/

    Like

  33. DJ – Well they are the only ones trying to inform anyone about anything.. Malcolm Roberts is always standing up in Parliament and having a go about something. There are too few like this in the Senate.. there should have been more but I think we all know why there isn’t.

    Like

  34. Hi Jen, Re: “Just in from One Nation…” Well here is the 6 million dollar question… WHAT have they been doing and/or rather NOT doing (other than numerous shady back room deals for years), during their so-called tenure of political power, to allow this to happen?? This is very reminiscent of the so-called allopathic doctors, suddenly emerging with righteous proclamations, after nearly 3 years of utter silence and complicity. All simply playing their ‘get out of jail free’ card, pointing the blame and saving their own asses. Gullible belief in these treacherous fools is exactly why we are where we’re at.

    Like

  35. cataclysmic duck… No wonder the world is in the mess its in. People just don’t care.. I always have some cash on me but today I took out a fortnights worth of spending money and i will be doing that all the time from now on – it felt good! I even intend to start getting my savings out bit by bit and maybe put it into collectable coins.

    I did not work for 60 years of my life to be told what to spend my money on, or even if I can spend it. Screw them!

    Liked by 2 people

  36. Yes – there is not much discussion about the Union Movement abandoned us during Covid especially – complete sell out..

    Liked by 4 people

  37. “Foreign Interference: One Nation gets under the World Economic Forum’s Skin
    United Nations”

    “You have enemies? Good. That means you’ve stood up for something, sometime in your life.”

    The World Economic Forum has described One Nation as Xenophobic, Racist and Extremist on it’s “Strategic Intelligence” hub, a member only service.

    The Strategic Intelligence hub aims to provide talking points to some of the world’s most elite corporate and government officers. One of the WEF’s Strategic Intelligence partners is the Center for China and Globalisation.

    One Nation’s policies do not contain one reference to skin colour. Our goal has always been the equal treatment of all based on content of character, not differential treatment on skin colour as Albanese’s Voice to Parliament would do.

    As for extreme, our policies are simply conservative, all of which were accepted in the mainstream media only ten years ago before politicians accelerated their sellout of our country.

    International, globalist, unelected organisations that seek to control our country from the top down must be rejected.

    This false labelling of One Nation must be called out for what it is, foreign interference in our democracy.

    Source: malcolmrobertsqld.com.au/foreign-interference-one-nation-gets-under-the-world-economic-forums-skin/

    Liked by 1 person

  38. In this world’s economy the lust for power to rule makes war a mockery of its true intent.
    There’s always been wars fought for a purpose and to defend freedoms against aggressors.
    Where diplomatic talks fail, as in the case of NATO and Russia, war becomes inevitable.

    The spirit behind the real movers and shakers of the Russian/Ukraine war, motivated the US and several of its allies to disconnect a few Russian banks from the Belgian-based Society for Worldwide Interbank Financial Telecommunication (SWIFT) which facilitates most commercial cross-border payments between firms banked in different countries, and to exert pressure on Russia.

    No fool for the West, but certainly an international world power, Russia may have anticipated the sanctions and, so, started working on its own CBDC — the “Digital Ruble”.
    (ndtv.com/business/can-a-central-bank-digital-currency-wane-the-effects-of-sanction-in-russia-2808365)
    (au.finance.yahoo.com/news/russian-central-bank-seeks-ban-132133730.html)

    According to Credit Suisse Group AG strategist Zoltan, “Russia’s central bank and private sector have almost $1 trillion of liquid wealth, with a much larger share of this held in U.S. dollars than most people realize, even after the country sold all its Treasuries holdings in 2018”,
    (economictimes.indiatimes.com/markets/stocks/news/how-300-bn-of-russian-cash-can-rattle-global-moneymarkets/articleshow/89817365.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst)

    Russia is an active member of the UN; however, the UN policies of universalism are not nationalistic and Russia is strongly nationalistic. It is well that Russia’s relations with China remain a bright spot for the Kremlin because their partner relations with China will allow Russia a remaining cooperation in an environment where Western markets are closing against them. (finance.yahoo.com/news/russias-finance-minister-admitted-country-035159374.html)

    Given that some of Beijing’s most explicit comments on the sanctions reveal that “China is not a party to the crisis, nor does it want the sanctions to affect China”, nevertheless, “China has the right to safeguard its legitimate rights and interests.”
    (cnbc.com/2022/03/16/how-much-can-and-will-china-help-russia-as-its-economy-crumbles.html)

    Australia’s role is increasing in the Asia-Pacific region and we shall do well if Australia can follow the wisdom of standout politicians who seek freedom and righteousness and reject the calls to fight someone else’s war.

    Like

  39. CATACLYSMIC DUCK

    Vacant minds, lazy habits, someone else will save us Jen.

    Walking 30 seconds to an ATM to cash out the pay packet is just too hard.

    Pay packets 😀 those were the days, as usual unions pedalling lies deceived their members.

    Liked by 1 person

  40. The Schwab quotes are starting to hit home.
    How to fly under this radar?

    Liked by 1 person

  41. It’s a slave collar and nothing else, pick your tribe, either fight or be slaughtered anyway

    Liked by 2 people

  42. If you are not using cash, start NOW…. I always have cash in my purse but from today I am going to take out my fortnight’s living expenses out in cash even if I have to use several ATM’S to do it.

    I was horrified to see people using their mobile phones to pay for things in the supermarket. What the hell is wrong with people..

    Liked by 5 people

  43. That will really pee off some entrepreneur in recreational medication ??
    Those entrepreneur only want cash for their goods…

    Like

  44. This will be the end of humanity as we know it.
    Australia is already going down this pathway, and will soon be trying to push this garbage onto the population.

    If they don’t like you or what you are doing they will turn your funds off.

    NO FREEDOM OF CHOICE, NO FREEDOM WHATSOEVER.
    THE NEXT THEY WILL DO IS GET RID OF YOUR CARD AS PEOPLE CAN STILL STEAL IT AND USE YOUR FUNDS.
    WE NOW NEED TO USE YOUR DNA TO IDENTIFY YOU AND LOOK ! WE WILL GIVE YOU A FREE IDENTIFYING CHIP ON THE FOREHEAD OR HAND, WHICH DO YOU PREFER?
    THE CHIP WILL NOT ONLY IDENTIFY YOU BUT CHANGE YOUR DNA FOREVER NO MORE ILLNESS AND NO MORE CARDS TO BE STOLLEN OF MANIPULATED, YOU WILL NEVER GET SICK AND DIE, THIS IS THE GREATEST THING EVER FOR MANKIND???????

    I DON’T WANT EITHER THANKS .
    WELL SIR, YOU CANNOT BUY NOR SELL OR DO ANYTHING WITHOUT IT.

    ITS CALLED THE MARK OF THE BEAST SYSTEM. TAKE THIS MARK AND YOU WILL BE SENT TO THE LAKE OF FIRE WITH THE ORCHESTRATORS OF THIS SYSTEM.

    THE ANTICHRIST, FALSE PROPHET, AND THE BEAST HIMSELF.

    THINK ITS FUNNY, JUST WAIT AND SEE.

    Liked by 5 people

  45. Exactly. We are definitely entering ‘Mark of the Beast’ territory with the CBDC, the social credit score, the DNA Base underpinning the Certificate of Vaxx Identity – the D Wave computer systems will integrate it all. There is a reason why these ‘black cube’ sculptures are being put up all over the world. The PRV , our education state, of course must have one.
    https://popartzombie.com/dolores-abernathy/black-cube-of-saturn/

    Liked by 1 person

  46. Draw cash out of the banks , and pay cash for everything stuff them

    Liked by 5 people

  47. That is definitely the future is mankind does not wake-up and accept Jesus Christ as their saviour.

    Liked by 3 people

  1. Pingback: Look at what happens when cash is replaced by digital currency, being developed by the Reserve Bank right now – debtstop

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