Is This the Future of Litigation? Bank Uses Legal System Without Evidence, Hiding Behind Lawyers and Algorithms. Cairns News continues story of Queensland couple in long-running and extraordinary fight against a major Australian bank.
IN a troubling development, ANZ Bank has taken legal action against a Queensland Couple, yet has failed to provide any evidence to support its claim. Despite repeatedly pushing for settlement, the bank now finds itself caught in a series of catch-22s—a situation where it must either disclose its actions or risk exposing the lack of accountability behind its legal process.
The couple have consistently demanded proof of the bank’s claim, as well as the identification of the responsible officer behind the case. ANZ Bank has, however, refused to provide this basic information, raising the serious question: Is the bank using AI or automated systems to drive legal action, testing the waters to see if they can get away with robo-debt-style litigation?
What makes this case even more disturbing is the bank’s use of external lawyers to avoid direct accountability. In a manner similar to the Bates v Post Office case, the bank and its legal representatives claim that they are merely following instructions, with neither party taking responsibility for the actions being pursued. Meanwhile, they continue to deny all claims made by the Queensland couple — despite the fact that it was the bank itself that originally pushed for settlement.
When the couple offered to settle upon proof of the claim, the bank and its lawyers remained silent.
Instead of addressing the core issue — the lack of evidence — the bank has opted to create layers of procedural noise and legal distractions. What should be a straightforward dispute has morphed into a comedy of errors, with the bank and its lawyers acting as if they are merely pawns in a larger game, refusing to take responsibility for the legal action they initiated. The couple are left navigating a system that seems more interested in procedural games than in delivering justice.
This case raises serious concerns about the future of AI-driven litigation, where legal action could be triggered without human involvement or verification. If automated systems and algorithms are allowed to dictate who wins or loses in the courtroom, corporations could bypass accountability and human oversight, using technology to push through unsubstantiated claims.
But the real question is: Will the courts favour the bank — or will the courts favour the law?
If the bank is allowed to proceed with no evidence, no accountability, and no clear human authorisation, what precedent does that set? Could we soon see legal actions in Australia driven by algorithms and metadata, with no one held accountable for the claims they push through the system?
The Queensland couple are not simply contesting the specifics of this case. They are pushing back against a potential future where automated legal systems replace due process, where corporations are free to wield the legal system without oversight, and where individuals are left to fight claims that are never substantiated.
By demanding proof of the claim and refusing to engage in baseless legal actions, the couple have made it clear: they will not be bullied or intimidated. If the court allows this claim to continue without evidence, it will not just be a victory for the bank.
It will be a loss for due process, for common law, and for everyone who still believes that justice should mean something.
[…] https://cairnsnews.org/2025/04/29/are-banks-hiding-behind-ai-robodebt-system-in-legal-actions/ – Concerns Raised Over Banks Using AI-Driven Legal Actions Without Evidence […]
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The Couple said – “… we received a refund because the bank “may have overlooked something” – and they added TVM (time-value money) as a nice round $5…”
Well this rings a bell, after a fashion.
After receiving repeated threats of accounts being locked if I failed to hand over my Drivers Licence and Medicare Card, I walked into the local Commonwealth Bank branch some time ago (might even be years now – how time flies) and demanded that they close all of the accounts that I had with them.
Even that seemed to be all too hard for these bastards to comprehend, who claimed that they were required to acquire every customer’s Drivers Licence and Medicare Card details by the government’s “Know Your Customer” legislation, in other words doing the fake “government’s” dirty work FOR it, and acting for all the world as though the “government” had deputised the bank staff with POLICE POWERS.
Never mind that the “Know your Customer” laws are premised on you actually BEING a “customer”, which by then I most emphatically was NOT. Yet these fascist mongrels STILL resisted my demands to close every account, as though they still had some kind of leverage over me.
In any case, I parted ways with ALL of the Big Four banks and their subsidiaries from that day forth.
And strangely, a couple months after I had decoupled from ANY dealings with the Commonwealth Bank, I recieved a letter in the mail advising that the Commonwealth Bank had overcharged me by $5.00 for some BS, and wanted me to tell them account details to deposit this princely sum.
See the trap here, folks? They haven’t stopped, the fake “government” is still working hand up arse with all the big banks to build a comprehensive financial database of all Australians in preparation for their planned dragnet CBDC rollout.
Needless to say, I tossed their “$5.00 refund” letter in the bin – but only because I already had ample stocks of dunny paper.
Commenter -fused
Can’t have it both ways.
But the common thread and broader picture is that the financiers are taking over from “the people’s” constitution and we are surplus to requirements.
Hope that clears things up.
good to see people adding comments – shame they add them to the wrong posts, or start new subjects unrelated to the post…
could explain why this country’s in such a mess
Good to see some young people starting to work things out
Couldn’t be clearer really
https://www.tiktok.com/@celina10101/video/7496641482477079826?lang=en-GB
Meanwhile candidate Madison King has had her tyres let down ( probably ALP and Teals supporters ) and the death threats.
Hopefully the young in the big east coast cities will rise up because they are screwed if they don’t.
Miss Congealed Reality:
“It emboldens them tomorrow keep on doing the same thing.
This of course exposes the fact that our courts are corrupt to the core also.”
“Just remember that all the judges and lawyers let our government get away with breaking all their own laws and human rights abuses of the Australian people during Covid too.”
Absolutely 100% true.
They’re ALL corrupt and up to their treasonous, anti-humanity eyeballs in this global war crime against the innocent and also why I believe Monica Smit who is ‘stepping up to the plate once again’, to try to bring ‘a private CRIMINAL prosecution against Daniel Andrews for his many crimes’ will be another futile venture, that will once again: co$t her an awful lot of money.
BUT my God, I’d love it if she proved me WRONG and they erect special gallows (or a simple lamp post) at the MCG, just for that despicable poor excuse for a human being.
However, to quote Pat from Vic, (because he’s most probably correct):
“…the only righteous outcome to these fantastical DREAMS of “prosecution” would be Dictator Dan swinging by the neck from a lamp post, even if that lamp post has to be erected in the middle of the MCG.”
(SIGH) 😞
Andrews is TRULY what Pat keeps telling us he is: UNTOUCHABLE… Some people just won’t learn from their mistakes and Monica it seems, is one of those people: you cannot fight THEM in THEIR biased, corrupt arenas of total injustice and lawlessness, and expect to beat them. (Yes, I know she successfully sued the Vic police for unlawful arrest), but the Andrews filth is not quite the same ‘kettle of fish’. Also, bear in mind that THEIR corrupt system also ‘lets us win’ occasionally (all planned), to keep our hopes up, which they’ll make sure prove to be false hopes.
They can do that whenever they feel like it, because once again, as Pat says: no one will stop them or even TRY to.
Trying to fight THEM in THEIR lawless courts is exactly what they want, so don’t play right into their hands by playing by THEIR corrupt, biased rules.
Nothing’s changed because we allow these treasonous, lying, WORTHLESS and grossly outnumbered COWARDS to do what they do.
Why are the compliant sheep so afraid of them?
If everyone just said “NO!” to all of their invalid and illegal mandates and diktats, even their gangs of hired, ‘granny bashing mercenary thugs’ posing as ‘police officers’ wouldn’t be able to throw us ALL into the UN’s and WHO’s ‘COVID denier’s’ concentration camps.
So, forget the ‘law’ and their (globalist’s) treasonous courts of lawlessness. They’re not there for us (and BTW, never were).
En masse NONCOMPLIANCE by ALL is the ONLY solution.
Simple arithmetic: we outnumber them MILLIONS to one. The only parts missing to make it happen are:
a) Awareness: that we’re being attacked by the very people most of us trusted and (naively / wrongly) believed they ‘elected’ (in RIGGED [S]elections) and
b) Courage. To simply not comply with the illegally imposed mandates of tyrants who really have NO authority to impose any of them.
Unfortunately, both of those essential human traits are practically nonexistent in most Australians.
Bible verses related to Lending from the King James Version (KJV) by Book Order – Sort By Relevance
https://www.kingjamesbibleonline.org/Bible-Verses-About-Lending_KJV/
Exodus 22:25-27 – If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury. (Read More…)
Leviticus 25:35-37 – And if thy brother be waxen poor, and fallen in decay with thee; then thou shalt relieve him: yea, though he be a stranger, or a sojourner; that he may live with thee. (Read More…)
Deuteronomy 15:8-10 – But thou shalt open thine hand wide unto him, and shalt surely lend him sufficient for his need, in that which he wanteth. (Read More…)
Deuteronomy 23:19-20 – Thou shalt not lend upon usury to thy brother; usury of money, usury of victuals, usury of any thing that is lent upon usury: (Read More…)
Psalms 37:1-40 – (A Psalm of David.) Fret not thyself because of evildoers, neither be thou envious against the workers of iniquity. (Read More…)
Psalms 37:26 – He is ever merciful, and lendeth; and his seed is blessed.
Psalms 112:5 – A good man sheweth favour, and lendeth: he will guide his affairs with discretion.
Proverbs 19:17 – He that hath pity upon the poor lendeth unto the LORD; and that which he hath given will he pay him again……………….
@brianajnz
we are the couple – the bank’s liars filed a claim with the court:
1)repossess the house
2) pay back the outstanding “arrears”
3) pay costs
Looks like a standard mortgage delinquency- except:
1) the bank made a formal demand for repayment a couple of years ago
2) the bank bombarded us with phone calls from unidentified individuals claiming to be from the bank, yet refused to give their full names or employee ID numbers – so we said, if the matter is so urgent and important, put it in writing – nothing in the mail. Silence.
3) so we wrote to the bank, concerned about all these scam calls we were getting from people claiming to be from the bank, and we wanted to know what was so urgent and important – SILENCE
4) we received a refund because the bank “may have overlooked something” – and they added TVM (time-value money) as a nice round $5. So we asked them to explain how they arrived at that figure. They sent us the formula, so we worked out the calculations and asked for the rest of the $300 plus based on their calculations.
5) they wrote back and said they’d made an error in their formula, so we asked them for audited accounts, because we were concerned about other errors they may have made. Silence
6) The bank statements state “all entries are subject to authorisation and verification…” so we asked for the name of the authorising officer and the proof of verification – silence.
7) we’ve been asking the bank to supply audited accounts, their CEO, CFO, Home Loans Manager, Executive Retail Manager, Area Manager, branch manager … the branch refuse to speak to us.
8) The bank made a final demand for us to pay the alleged outstanding amount. We said we would if they can provide audited accounts so we know we are paying the correct amount. SILENCE.
9) Their external LIARS demand payment on behalf of the bank. We told them that the bank cant even verify the amount, so how can they. They reply back saying both they and the bank deny any/all our claims.
10) The bank sends an unsigned anonymous letter offering a 15% discount if all the money is paid or they will steal the house. That was in August last year. we wrote back and said we’d pay back the amount if their authorised officer signs an affidavit to certify the banks claim, and provide audited accounts to verify the debt. SILENCE.
How simple is it?
“Hey you owe us money!”
“Ok – we’ll pay, if you can prove we owe you money!”
[No – we arent talking to you. We wont reply to you. we wont let you talk to anyone at the branch. We wont negotiate. – we just want your money and your house!]
And now they take it to court. How many laws have they breached? Is the contract upon which they rely still valid, since they’ve breached it on so many occasions?
will the court side with the bank, or side with the law?
you can email us – anzmatters @ proton.me
Artificial Intelligence and the law are discussed in this video –
Andy Schmulow – Advisor to SENATOR Gerard Rennick
The Man Who Could Shake Up Australian Politics – Dr. Andy Schmulow Interview – YouTube
h ttps://www.youtube.com/watch?v=PPibhkTiKjs
John Wilson,
You hit the nail on the head.
Wickerman
‘Michael Maier…NO. WRONG.’
Er, – what exactly was wrong?
I was writing about AI agents, and nothing more, – and everything I wrote is currently up to date.
I didn’t mention anything about the personal behaviour of human lawyers, national laws, or medieval monastic Orders, – as I wasn’t writing about that. I was simply writing about the current phenomenon of legal professional AI agents that are now employed by many people for contemporary legal aid: – at a mere fraction of the cost of human professionals. Why was this not clear?
‘Got anyone else to blame for this enslavement shit?’
Where was I ‘blaming’ anyone for enslavement or anything else? – I think your confusing me for someone else?
Let’s all switch to local credit unions.
Miss Congealed Reality said – “… This is what happens when there is a BS banking Royal commission that exposes outrageous corruption, thefts, frauds, unconscionable conduct and victimisation of their very own bank clients and nobody goes to jail…”
Well, that does seem to be something of an issue here in Australia at least.
The complete and utter lack of any accountability for the crooks and mass-murderers at the big end of town and in every high place across the country, I mean.
In a nutshell, there’s nothing to constrain these bastards. Nothing. Not a single thing. No meaningful penalty or punishment or retribution whatsoever for the guilty, nor any hope of recovery or recompense or restitution or remuneration or compensation for the victims.
There’s simply no downside, folks, no conceivable downside at all, so why wouldn’t you commission a $100 million custom highway right to your multi-million dollar holiday house’ front door, all on the taxpayers’ dime? And why wouldn’t you kill Australia for a big fat juicy $52 MILLION Genocide bonus when you know you can keep right on doing the Kiddy Fiddler Jig with all your pedo mates in broad daylight down there at the local Hillsong Temple?
And why wouldn’t you screw over as many Useless Eaters as you possibly can with contractless invoices for unsolicited services and salt all that loot away in offshore accounts just like all the CEOs of those corporate “local councils”?
And the Big Four banks have SHARES in the foreign-owned fake corporate “government”, folks, while YOU DON’T, so how do you think that’s gonna work out for you? Hint – just review all the legislation WRITTEN BY and rammed into “law” FOR THE BANKS over the last couple of decades. And try to withdraw what you THOUGHT was your money from the banks, because guess what? It’s not your money now, it’s “legally” THEIRS!
No downside, folks, none at all.
And just BTW, “resigning” from a high position isn’t downside, it’s just a path to promotion and opportunity for bigger and better schemes, swindles, unfettered pork barreling and murder for money. Because there IS no downside, folks, only upside, and the sky’s the limit.
And that’s the way it’s going to stay until the Fat Lady sings.
Michael Maier…NO. WRONG.
Lawyers are traitors, absolutely treacherous and outright treasonous. It is them that gave us Admiralty law, the law of the sea. It is them that turned us into corporations so that we lose our inalienable rights. It is them that turned us from living men and women into CHATTEL OF THE GOVERNMENT.
Lawyers take an oath to he Temple Bar..which is really the Knights Templar. A secret society.
HANG ‘EM HIGH, HANG ‘EM LOW, I don’t care, just hang them all!
Got anyone else to blame for this enslavement shit?
There is no reason that this corporation remains incorporated…while it breaks the law with unconscionable conduct it not only risks being dissolved, IT MUST BE BY THE LAW!
Now that I say that, I must remind you, we are a lawless country. Isn’t it bloody obvious?
This is what happens when there is a BS banking Royal commission that exposes outrageous corruption, thefts, frauds, unconscionable conduct and victimisation of their very own bank clients and nobody goes to jail.
It emboldens them tomorrow keep on doing the same thing.
This of course exposes the fact that our courts are corrupt to the core also.
Just remember that all the judges and lawyers let our government get away with breaking all their own laws and human rights abuses of the Australian people during Covid too.
I think this demonstrates who the courts will side with.
It’s all reaching tipping point and the torch wielding villagers are getting restless.
We dont know anything about the background to this case except the bank moved on a couple.
Is the couple private, landlords, business people.
What have they been accused of.
Have the bank lined them up for a test case.
Why them.
We are told the bank wont provide evidence or how the evidence was ‘discovered’.
Everyone is entitled to face their accuser.
The longer this goes on the more the bank has to lose.
Why was this matter not dealt with immediately.
Something not right.
I find myself leaning to support the couple.
I am looking for real substantial evidence.
FYI
Jeremy Lee, a bloke before his time that tried to warn us!
(Our astute farmers of the time knew that the shit was going to hit the fan for Australia )
Video link
Jeremy Lee – The Plan, How We Got Here, NWO Australia!
https://rumble.com/vwpxu3-jeremy-lee-the-plan-how-we-got-here-nwo-
australia.html
Credit for the link: Just a Dude
Even more reason to ‘FECK OFF’ your NWO corrupt corporation politician!
EVERY. SiNGLE. ONE. OF. THEM!
PISS OFF THEIR MARITIME LAW and their ROTHSCHILD BANKING SYSTEM which is nothing more than corrupt enslavement
Bring on the new Constitutional “Republic of Australia”
Military is the only way! (Q)
SO grateful for this place for learning important info and viewpoints.
‘This case raises serious concerns about the future of AI-driven litigation, where legal action could be triggered without human involvement or verification.’
This is a valid current concern, but people should also be made aware, that very soon, AI agents will be taking over many aspects of the legal profession and its services.
Many professionals, including legal professionals, already use AI agents for their preliminary legal solutions. Many high net worth individuals and businesses already do so, simply because AI agents are rapidly removing the existing scarcity of knowledge based professionals, hence, greatly reducing the costs of their services. This of course, seriously eliminates the user’s personal and business legal costs, whilst improving profits.
Very soon the rapidly growing ‘AI agent industry’ will be working mostly amongst themselves, where at some point, everyone will own at least one personal agent. This AI agent will interact with all the other interconnected agents on behalf of its owner-employer.
This is just how things are going, so the couple’s next course of action should probably involve recruiting their own AI agent ‘legal professional: – so all the couple would need do is ask the AI agent their questions.
It wouldn’t surprise me if there are free agents, like Citizens Advice, etc.
Be smart, – fight fire with fire.
Good luck with just ice. I’ve won 2 court cases and still had to pay $70k for legal fees otherwise they would have sold the house to get their slice.
Developers bankers judges lawyers, a slavemasonic cult and we ain’t in.
First of all I would say, to any lawyer and their firm, that they are third party interlopers, with no interest in the matter, and that if they wish to persist they must accept full commercial liability for the matters in hand.
Next I would say that I am not a LEGAL PERSON and thus am not qualified to operate in the jurisdiction of their private society.
That means that THEY have to take it out of their Admiralty court and go to a Common Law court, where one does not need to be a trained lawyer in order to prosecute your own matters.
See this for a very good expose of the Admiralty/Maritime courts:’
https://odysee.com/@AussieFighter:8/PRIVATE-ATTORNEY-GENERAL,-ADRIANA-ESTEVEZ-ON-THE-RISE:3
Considering they only make 150% net profit on every home loan, why bother.
Banksters have destroyed Australia, in fifty years from most affordable to now the most unaffordable housing on earth. Not so lucky country.
Do the arithmetic, million $ debt is one and a half million $ profit times 7 million loans or so Oz wide?
These procedures are not under Common Law, as that is no longer used under the current Admiralty Maritime Law System that is the non lawful law of corporate structures such as shipping, and HAS NO JURISDICTION ON ANY LANDMASSES on earth.
These defendants obviously know their stuff and refuse to conform with unlawful Admiralty structures. These courts are ‘nothing entities’.
Well in the US the Auto Pen and Bidens signature is now being considered a forgery as the operator of the pen has not been disclosed and also on the grounds that the President was not in a state of mind to know what he was signing.
Welcome to the new age of subservience from the machines and computers that are being allowed to commandeer us.
No court can proceed summarily without consent. Your consent is not “immaterial” as NSW Supreme Court His Honour Justice Michael Adams told little Aussie battler John Bauskis. A slave has no right of consent; no right to property; and no right to trial by jury. Is everyone plain dozy?
The author said – “… If automated systems and algorithms are allowed to dictate who wins or loses in the courtroom, corporations could bypass accountability and human oversight, using technology to push through unsubstantiated claims…”
“Could bypass accountability”?
What accountability is there now, has there EVER been, for ANYONE in high places to “bypass” in Australia?
Seems to me Snuff Scotty doing the Kiddy Fiddler Jig with all his pedo mates down there in the local Hillsong Temple with his $52 MILLION Genocide bonus stuffed into his undies, says everything there is to be said about “accountability” here in Australia.
Never mind Dangerous Dan shooting up the place and beating Grannies and schoolgirls down into the pavement with his heavily armed foreign-sourced PRIVATE MILITIA in broad daylight, all INESCAPABLY RECORDED and broadcast over international news all around the world, yet we don’t see Deadly Dan swinging by the neck do we, folks?
“Accountability”? Pig’s Effing Arse.
Pigs will literally land on Mars before we see the slightest microscopic shred of “accountability” at any time or place in the allegedly “Lucky Country”.
“Lucky Country” my big fat hairy arse.
THIS IS BULLING AT THE HIGHEST ORDER, I NO LONGER HAVE A WESTPAC ACCOUNT.
Has someone suggested to this couple that they approach A Current Affair. If they have not yet done so then I am certain that this program would consider airing their grievances = which would surely elicit a response from the Bank.
Would this wretched evil Bank do the same actions to an extremely well known Public figure or a Senator or Politician ?????????????? I think not because they are gutless preying cowards who steal from everyday ordinary folks & break peoples lives simply because they can
The ANZ Bank is a disgrace & needs to be publicly shamed on National TV.
How can the CEO of this Bank possible agree with such pigheaded brainless actions = is he a complete numbskull?????
The only way the Marxist state can bring in the CBDC is by stealth. Everyone knows it is a totalitarian control grid.
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